Financially Speaking Blog

Don’t Underestimate these Retirement Expenses

Don’t Underestimate these Retirement Expenses

Don’t underestimate these retirement expenses As you head toward retirement and your excitement grows, don’t forget to consider your likely retirement expenses. An AARP article, 10 Biggest Expenses in Retirement…

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Ride the Mortgage Rate Roller Coaster

Financing Options to Help You Ride the Mortgage Rate Roller Coaster

The mortgage industry has been on a roller coaster ride over the last couple of years. Interest rates for fixed-rate mortgage loans were at historical lows during the beginning of…

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SECURE 2.0 Act Expands Early Withdrawal Exceptions

SECURE 2.0 Act Expands Early Withdrawal Exceptions

Expanding Early Withdrawal Exceptions! Tax-advantaged retirement accounts such as 401(k) plans and IRAs are intended to promote long-term retirement savings and thus offer preferential tax treatment in return for a…

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What To Include in Your Retirement Budget

What To Include in Your Retirement Budget

As you prepare for retirement, there are a number of things you can consider when making a budget. A U.S. News and World Report article, 10 Costs to Include in…

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The Importance of Turning 65

The Importance of Turning 65

Turning 65 Can Be A Momentous Birthday! An AARP article 5 Things You Need to Know About Finances When Turning 65 provides some potentially useful information about why turning 65…

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Social Security Offers Benefits from Birth Through Old Age

Social Security Offers Benefits from Birth Through Old Age

The bulk of Social Security benefits go to retirees, but Social Security is much more than a retirement program. Most Americans are protected by the Old-Age, Survivors, and Disability Insurance…

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