Insurance Solutions

Insurance often protects many of the most valuable assets you have: your homes, cars, your health and your loved ones.  However, many American’s are unaware of the impact proper insurance planning can have on your retirement. There are several products and strategies that can be utilized to insure one of your largest assets, your retirement plan.

One area we focus on with our clients is keeping their nest egg as safe as possible, while still participating in market growth.  Many retirees underestimate the impact that a big market loss can have on the future of their income.

With the right plan, you can earn money with your money through the use of fixed index annuities and life insurance.  You can create steady dependable monthly income now, in the future, or whenever you need it most.

We offer:

  • Comprehensive Retirement Income Planning
  • Guaranteed Lifetime Income Options
  • 401(k) and IRA Rollovers
  • Asset Protection and Distribution
  • Income Planning
  • Final Expense Planning
  • Long-Term Care Solutions
  • Wealth Transfer Strategies
  • Survivorship Planning
  • Social Security Optimization
  • Life Insurance
  • Health Insurance
  • Medicare Supplements

As an independent insurance firm, we are able to utilize dozens of insurance carriers to find the best rates and product solutions to fit your specific needs. We also offer complimentary reviews on your existing annuity and life insurance contracts.

Annuities are designed to be long-term investments and frequently involve substantial charges such as administrative fees, annual contract fees, mortality & risk expense charges and surrender charges. Early withdrawals may impact annuity cash values and death benefits. Taxes are payable upon withdrawal of funds. An additional 10% IRS penalty may apply to withdrawals prior to age 59½.  Annuities are not guaranteed by FDIC or any other governmental agency and are not deposits or other obligations of, or guaranteed or endorsed by any bank or savings association. With fixed annuities, both the money you invest and the interest paid out are guaranteed by the claims-paying ability of the insurer.

Guaranteed Lifetime Income Options: Guarantees are based on the claims paying ability of the issuing insurance company.